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Message: <blockquote data-quote="945.0" data-source="post: 908394" data-attributes="member: 15745"><p>its your car. and if theres valid proof she hit you and her fault completly then ins. comp. should pay 100 percent of damages unless totaled then they usually do something a little different. i totaled my jeep one year messing around lost control of it hit a retaining wall. drove home-drove to repair shop. estimated damage 6200. i said fix it. they took door and fender off and i smashed the frame up too. now damge went to 8900 truck was worth 7500. had a loan out on it for 4300. they said i could buy it back i said no they paid the loan off and cut me a check for 750 the remaining balance of what i originally bought it for. makes no sense to me how that worked out. but they cant refuse you a buy back its your car. and your insurance company will get reimbursement from her ins. company. i would speak to a lawyer dont pay for one but get a FREE CONSULTATION. GOOD LUCK INSURANCE COMPANIES ARE BS IN MY EYES</p></blockquote><p></p>