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Message: <blockquote data-quote="SoCal_Nick" data-source="post: 1008510" data-attributes="member: 16954">Small claims court is full of lawyers. There are many fees you have to pay to go to small claims court. You have to spend hours driving back and forth to court and waiting in lines to talk to the court clerk, sometimes the clerk gives you the wrong information and you have to repeat several steps. You have to find the person youre suing and attempt to serve them. If they refuse to accept it, you have to hire a sheriff to serve for you. To sue someone in a different state you have to file the claim in that persons state and county. If you make a mistake on any paperwork you lose. Lets say you took legal writing in college or are just a smart person in general, well then actually winning in small-claims court isnt very hard. Collecting the money is hard. You have to prove they have money in a bank account somewhere and can afford to pay. Small claims court is not like district court, where a judge has power to "force" people to pay. So plan on hiring a collection agency to collect your judgement for you. The point is, unless you have endless money and time to waste just to say "i won." Legal action is not viable. Just stick to the credit card stop payment. Its fast, easy, and actually works.</blockquote>