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Message: <blockquote data-quote="duff daddy" data-source="post: 633093" data-attributes="member: 10730">Please have your facts straight. The most common case of totalling a vehicle is when the repair price is over a percentage of the value of the vehicle. IE repairs cost $9,000 on a $10,000 car. When taking my apparisers test the industry standard is between 78-85% The owner has ZERO say (in the state of Massachusetts) and its 100% up to the adjuster. Also after an estimate has been written for repair, there may be suppliments on the repair of that car which can total more but do no NORMALLY get added to the % towards the total. Also if a vehicle is totalled once a heck is written, you sometimes have the option to buy the vehicle back, or attend and auction to buy it back and then, once the vehicle has been purchased, it is issed a "salvage" title.</blockquote>