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Message: <blockquote data-quote="JonBeast" data-source="post: 662552" data-attributes="member: 8565">This is really a decision you have to make for yourself...Do you have a steady job that will allow you to pay for the high car payments and high insurance payments? Will you have this job 5 years down the road?Financing 18k is a lot of money...depending on credit, your age, your income, etc...payments could be stressful.By the end of this year, your car will be paid outright...and if you put 400+ into your car every month, instead of into a car payment...you could build your car into a beast over time. Except, the bonus with owning it outright...is if you can't afford the 400 on certain months, you won't have to spend it...unlike a car payment.</blockquote>