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Message: <blockquote data-quote="Paul" data-source="post: 378983" data-attributes="member: 9404">This is almost true, but only for houses which are $100K, which seem to be few and far between these days.A $250,000 home for 30 years at 6%, you're paying $1498.87 p/month. For 15 years, it's $2109.64. But the spirit of what you're saying is correct in that paying more principle cuts a significant amount off the life of your loan.My GF is in school to be a Psychiatrist, and I make decent money. If we get married, then we'll be living pretty comfortable between both our salaries. <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite1" alt=":)" title="Smile    :)" loading="lazy" data-shortname=":)" />Paul.</blockquote>