Alright I feel like my insurance is taking me for a ride... What I want: Agreed upon value of $17k, roadside.. I drive less than 5k a year, i'm 20, military, car is stored in a garage. What I have: No agreed upon value (does not have option for specific model, uses regular GT), $1000 deductible, $1300 per 6mo. I currently have USAA, who else should I be looking at? Who do y'all use?