which insurance companies do you have?

95BlkCobra · Mar 28, 2011

im currently with USAA, they are great but very expensive. im 21 with a clean record and $500 deductible and im paying 125 a month for basic liability.
id like to switch to full coverage but its just over 275 a month.
id like to see what you guys are paying and with what companies

ademily87 · Mar 28, 2011

For a 2010 Mazda CX-7 (full coverage $500 ded.), 94 f150 liab., 90 full-size bronco liab, and 90 gt liab., I pay $186 a month with geico military.

But i have a pretty sweet a$$ driving record, multi car discounts, and military discount. Never had ANY problems what so ever with them though. Out of my 2 totalled mustang they gave me thousands of dollars more than retail value.

mygreengt · Mar 28, 2011

Check progressive. They are the cheapest for me.

ademily87 · Mar 28, 2011

And almost $300 a month is RETARDED.

I'm sure i could pay less, but I've been geico 4+ years without a single problem.

If it ain't broke, don't fix it.

95BlkCobra · Mar 28, 2011

ive had usaa since i was 17 and my rate as pretty much been the same but i really want to get full coverage. incase of theft of vandalism.

ademily87 · Mar 28, 2011

Just go to every website you can think of and get quotes lol

jfor441 · Mar 29, 2011

ademily87 said:
Just go to every website you can think of and get quotes lol

Be careful doing that. If they do a credit report at each site it will lower your rating.

switch96 · Mar 29, 2011

I'm 21.. 4 or 6 points on my DL. I pay less than $1000 a year for full coverage on a Cobra and liablity on my daily driver through Progressive. About $80 a month.

DropTopPony · Mar 29, 2011

Comparing on the internet isn't really gonna help you out much since different States vary so much on the rates that are used to calculate. You are only 21 so you won't even get your first break on rates until you are 25 so just bite the bullet and pay up

I was paying @$3000 a year for my car in the mid 90's when it was new and had full coverage. Same coverage on it now costs me about $60 a month just because I am older.

Oh and I have Allstate for my home's and auto's so we get a discount on both.